Get credit not so easy, there are requirements you must meet in order to access funding, read on to find tips to get…
1.-two years have been registered with the Tax
“This is a prerequisite to be eligible for credit in commercial banks handle parametric financing subject to specific rules,” Calderon said in an interview with Victor Cuevas, director of Consulting Arcant SMEs.
But like every rule has its exception. “If your company sold the first year over two million dollars, chances are that a bank will lend if you have your high finance,” he said.
If you do not, your options are or Sofomes Sofoles, which can finance your long as you have been a year running your business.
There are other cases in the banking business, where start-ups may be subject to credit with the endorsement of another company to cover the banking requirements.
The tip
If you have tax losses, however are subject to credit for banks, the important thing is to declare all income taxes but pay no or very few.
Remember, the more income you declare your credit will be higher and if you are discharged and cover your bank details, you can access at better rates.
For example, if a Sofome can give you credit at a rate of 4% monthly interest, however, with high credit to finance commercial banking costs you a rate of 1.8% approximately.
2.-The age does count
The general parameters for funding is the main shareholder is less than 70 years and more than 25. Some banks allow you to be eligible for credit from 20 to 65 years due to the risk of age with the payment period. “The maximum range is up to 70 years.”
3.-Positive Credit Bureau
Every employer should review the credit bureau once a year. Contrary to what we think, be referenced in this institution is adequate as long as you do not have arrears.
Source: www.articulosinformativos.com.mx/10_Claves_Para_Obtener_Un_Credito-a962479.html
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