10 Keys To Get A Credit -part 3-
7.-Assurances
Currently, for loans from commercial banks Parametric any bank asks you to give a guarantee mortgage loans under one million pesos.
Depends on each company the type of security you want to offer.
If your collateral is a property, know that it is not taxed, you should only prove to the bank that you have that is in your name.
In the case of loans with a specific good, such a machine, it is as collateral. Continue reading
10 Keys To Get A Credit -part 2-
4.-Monetizing
Depending on the bank, there are different ways to do it. In loans of less than 400,000 pesos most requested no financial statements which is an advantage for SMEs that do not even have a counter.
5.-Pesos or dollars, that is the dilemma
“The company does not generate a harakiri dollars if the borrowing in that currency because the exchange rate can shoot up debt,” the expert said Calderon. Continue reading
10 Keys To Get A Credit -part 1-
Get credit not so easy, there are requirements you must meet in order to access funding, read on to find tips to get…
1.-two years have been registered with the Tax
“This is a prerequisite to be eligible for credit in commercial banks handle parametric financing subject to specific rules,” Calderon said in an interview with Victor Cuevas, director of Consulting Arcant SMEs.
But like every rule has its exception. “If your company sold the first year over two million dollars, chances are that a bank will lend if you have your high finance,” he said. Continue reading